Disaster Relief Policy - Updated for 2019

Disaster Relief Policy

Historically, Genworth has not restricted its credit policy in areas impacted by natural disasters. Once the Federal Emergency Management Agency (FEMA) makes a Disaster Declaration for an area, Genworth assesses its potential exposure in the insured portfolio using a list of impacted ZIP codes supplied by an external vendor. Existing commitments issued on properties located in a disaster-impacted ZIP code remain eligible for mortgage insurance under the terms of the applicable Master Policy.

Read the full policy for details on mortgage insurance and servicing.