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Genworth supports the GSEs’ (Fannie Mae and Freddie Mac) announced temporary measures for impacted borrowers employed by the federal government or other individuals whose employment is directly imp
Our guidelines have been updated to align with recent GSE changes. All changes are effective for mortgage insurance applications received on or after December 10, 2018.
In response to FHFA’s 2019 loan limit increases, Genworth will update our systems and will be aligned to FHFA’s 2019 maximum base conforming and high-cost area loan limits by December 10, 2018.
As of November 5, 2018, Genworth will begin supporting Fannie Mae's High Loan-to-Value Refinance and Freddie Mac's Enhanced Relief RefinanceSM.
Genworth will use the DTI (Excluding MI Premium) for pricing beginning with MI applications received on or after October 22, 2018, while maintaining our use of Total DTI for eligib
Genworth will grant MI rescission relief for property value on loans with appraisals receiving a Collateral Underwriter Risk Score of ≤2.5, subject to Fannie Mae criteria (bulletin 2018-06).
Freddie Mac has updated their mortgage insurance cancellation guidelines effective October 1, 2018. We have prepared a summary of the Freddie Mac and Fannie Mae cancellation guidelines.
Recent GSE changes for Manufactured Homes and Project Standards have prompted an update to our underwriting guidelines.
Need help? Contact the ActionCenter for assistance via CHAT, by calling 800 444.5664 or email us at Action.Center@Genworth.com
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